Purchasing a home warranty to cover appliances and systems in your home has become more popular than ever. It has steadily become one of the most popular ways to protect your home and budget from unexpected repairs and replacements of failing household devices.
Home warranties, often called appliance insurance is service contract between you and a home warranty company that offers reduced price repairs and replacements of covered home appliances and systems. The best home warranties cover repairs from overall wear and tear and are suited for homes that have appliances that are over five years old.
A home warranty is different from homeowner’s insurance in the way that the insurance covers replacements and damages from things like natural disasters and theft or vandalism. Home warranties will cover the damages from overall wear and tear to your home’s appliances and critical systems.
It should be noted that you should not replace your homeowner’s insurance policy with a home warranty.
Even the best home warranty company can’t cover every aspect of your home.
Home warranties are ideal for people who
• Have a limited budget and can’t afford unexpected repairs or replacements
• Don’t have a trusted handyman or service contractor to handle their repairs
• Are not DIY(do-it-yourself) savvy
• Selling a home
• Buy a home for the first time
There are several home warranty companies that offer a wide variety of packages and plans for their clients to choose from. It’s important to know that you are not always limited to one option. As any purchase that you make. It’s important to do your research and find out what the best home warranty options are out there and who the best home warranty companies are. Home warranty plans can range from anywhere between $25 - $1000 a month, depending on the coverage that you need for your home. Premium costs usually depend on the amount of coverage that you need.
There are many advantage of owning a home warranty from American Home Shield
You can’t get much better piece of mind when it comes to protecting your home and budget
Home Warranty Advantages
• Home warranties cover repairs and replacements from damages caused by overall, daily use. Basically, you will have to pay a small service cost to repair your home system if you have an appliance crash.
• It protects your home and budget from expensive repairs caused by appliance damages.
• Nearly all makes and models of appliances are covered by a home warranty.
• It’s easy to get a reputable service contractor out to your home. All you need to do is make a call or place a service request online.
• The best home warranty companies and home warranty plans will replace your appliances and systems if the contractor deems your device to be beyond repair.
• A home warranty will increase the value of your property at the time of a sale. New homeowners prefer to buy a home that is covered by appliance insurance.
Home warranties are a great way to make sure that your home appliances and critical systems are insured. Just be sure that you are making a wise decision before you purchase a new home warranty plan. The best home warranty companies will be completely transparent with you about their policies and procedures. Don’t be afraid to ask questions to make sure that your home and budget are protected.